One of the most challenging parts of college - and perhaps the single most difficult part of college for many people - is finding the funds to pay for it. Many people opt for federal student loans because they are fairly easy for college students to secure. However, after college is over payments must be made on the loans until they are paid off. In some cases, repayment may become a challenge due to lack of employment or other reasons.
You've seen the commercials: an older, serious-looking gentleman with an authoritative voice talks about how and why you should consider a reverse mortgage to help fund your retirement, get the kids through school, maybe work on those house projects and renovations you've been putting off for so long. He makes it sound so easy. He makes it sound perfect for your needs. He makes you want to call that number on the screen and set up a reverse mortgage on your house right away.
Workplace injuries are usually covered by workers' compensation insurance. However, there are some instances in which you might find additional financial relief through the courts by filing a lawsuit. If you believe you do have a case that should be heard in court, here is what you need to know.
When Can You Sue?
If your employer carried unemployment insurance, it is most likely protected from a lawsuit. There are some special situations in which the courts will allow a lawsuit though.
Tax deductions are a small business's best friend. It's much more expensive to run a small business than many people think due to the taxes that have to be paid. Most people are only familiar with paying their own income tax, but small businesses have to cover many different taxes, including the Social Security tax for everyone that works there. If you own a small business, you might feel like you are drowning in taxes.
For many homeowners, the idea of paying off the mortgage early is tempting but often dismissed as either not possible or more trouble than it's worth. Unfortunately, many homeowners aren't aware of the choices available for paying down a mortgage to have it paid off early. If you're a new homeowner or you've wondered about paying off your existing mortgage early, here are three ways that you may be able to do just that.